While shopping online, we often need to buy now, pay later options. Buy Now Pay Later, or BNPL system has emerged out of nowhere, and every popular shopping portal now supports the payment system.

In Buy Now Pay Later, you can purchase your selected product without paying. Instead, you will have to pay it later. This is particularly helpful when you don’t have the payment details but don’t want to miss an incredible offer.

In the Indian marketplace, many apps offer to Buy Now Pay Later benefits. You can use such apps to get instant free credit for your online purchase. Please note that Buy Now Pay Later apps were not free, as you must pay for them in parts.

5 Best Buy Now Pay Later Apps

You can take this as an EMI option but without any down payment. Hence, if you want to discover the best Buy Now Pay Later Apps for Android, you have landed on the right page. Below, we have shared some of the best Buy Now Pay Later apps for Android smartphones. Let’s get started.

1. Sezzle


Sezzle is one of the best digital payment platforms allowing everyone to control their financial future. It’s an EMI-based app that splits your payments into four parts.

This means you can purchase your products and split the cost into 4 additional payments. For example, Sezzle has 0% interest over three months.

The only downside of Sezzle is that it isn’t available for every e-commerce platform. It’s available only on Shopify, Magento, 3dcart, CommentSold, Commerce Cloud, WordPress, and more.

2. Afterpay


Afterpay is another best buy now pay later app for Android that allows you to shop online and pay in parts. If you shop with Afterpay, you can split your purchase into four payments and pay it every two weeks.

The only drawback of Afterpay is that you get to shop from a selected number of shopping sites. However, there’s an option in the app that shows retailers who are accepting Afterpay as a payment option.

Another great thing about Afterpay is that it has Pulse Rewards, unlocking exclusive offers, gift cards, and more as you shop online.

3. LazyPay


If you are looking for the best pay-later solution for online shopping, LazyPay might be your best pick. It’s one of India’s top-rated pay-later solutions that provide instant credit with paperless KYC.

You can take LazyPay as a credit card type solution – It gives you credit that you can use anywhere. For example, you can use the credit to purchase products online or pay bills at offline merchants such as Uber, Ola, Zomato, etc.

Also, if you plan to make a purchase worth more than 10,000, you can convert the payment option to EMI. LazyPay is a great buy now pay later app for Android smartphones.

4. Simpl Pay Later

Simpl Pay Later

If you live in India and are looking for the best payment app for the buy now, later pay option, Simpl Pay Later might be the best pick. Simpl Pay Later is a top-rated payment solution supporting many popular platforms.

It works with home delivery services like Zomato, JioMart, BigBasket, 1MG, and more. Also, you can use Simpl Pay Later to pay utility bills for your postpaid/prepaid number, DTH, broadband, etc.

There are no hidden charges on Simpl Pay Later, but the repayment term is set to 15 days only. So overall, Simpl Pay Later is a no-cost buy now pay later app you can use today.

5. Amazon Pay Later

Amazon Pay Later

The famous shopping platform Amazon also offers a hassle-free way to get instant credit. Amazon Pay Later is a digital process of setting up a credit limit on your account.

The payment service is available for selected Amazon users and provides up to 60,000 instant credits. After getting the credit, you can purchase a product and choose to pay later.

It provides multiple tenure options depending on your purchase values. The most notable thing about Amazon Pay Later is that you can use the credit to pay for your water, DTH, electricity, and mobile bills.

Besides that, you can buy now and pay later for every product on Amazon. So overall, Amazon Pay Later is a great buy now, pay later option that you can consider.

Also read: 10 Best Android Apps To Control PC

So, these are some of the best free buy now pay later apps for Android smartphones. You must enter your identity and location proof to get the instant credits. Let us know in the comments below if you want to suggest any other Buy Now Pay Later service.


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